World of Avallone - Men's Fashion & Lifestyle
5 Reasons You Need a New Leather Wallet November 17 2015
Maybe you don’t currently own a handmade leather wallet, or maybe you still use your duct tape wallet from high school. Whatever the case may be, we are willing to bet you have not bought a new leather wallet in a long time, perhaps too long.
The following are five reasons to act now and buy a new men’s handmade leather wallet to avoid further embarrassment among colleagues and friends:
3. It takes you 10 minutes to find your credit card because you don’t even carry a wallet.
4. Your gf/wife insists on paying when you’re out, but you don’t know why.
5. You're still using your old tattered leather wallet after it's beens caught in the wash for the 3rd time.
Number 4 may not appear to be too bad at first glance. However, we’re willing to bet that won’t last very long, and could even progress to a breakup or a troubled marriage. For those of you who are single, that could be your solution to getting past the first date.
If you currently don’t own a new handmade leather wallet, and you’re not ready to buy a new leather wallet after reading the above list, you most likely have much more serious issues to deal with, and we recommend seeing a doctor as your number 1 priority right now.
For those of you who are ready to buy a new men’s leather wallet, don’t hesitate to check out Avallone’s full selection of men’s handmade leather wallets on our website.
Is Your Wallet Sending the Wrong Message? October 27 2015
Have you ever felt embarrassed to take out your wallet when it came time to pay on a date or business lunch/dinner? If so, it could be because your wallet is 1 of these 4 things:
- Old, tattered and worn out.
- Overstuffed with outdated cards, receipts, and any other piece of paper you’ve managed to save.
- Unprofessional looking & disorganized.
- Lacking available funds whether in cash or bank balances.
Many people often overlook the fact that the way you treat your wallet, along with the money in your wallet, sends a direct message about what you’re saying about yourself. You may be a financial wiz, but if you don’t own a quality handmade leather wallet, or if you do own a professional leather wallet, but cannot keep it organized, you’re sending a bad message to others around you. We’ll also teach you how to save a few extra dollars, just from keeping your wallet more organized.
Here are 6 ways to get your wallet into shape:
Invest in a quality genuine leather wallet.
You can also get away with canvas, but make sure the canvas has some leather detailing on it. A handmade, genuine leather wallet shows professionalism, style, and class all in one package. You will never be embarrassed to take out your leather wallet again in public, if only for the fact that it looks so good. There are many different types out there, but we recommend our very own Executive Leather Bi-Fold in Black. On a side note, don’t obsess over buying “slim wallets”. If you don’t follow the next steps, even a slim wallet will become too fat to comfortably carry.
Now that you own a quality, genuine, handmade leather wallet, you will need to clean it out once a month, if not once a week. When cleaning out your wallet, review your receipts and then store them in an expense file until you have had time to return items, or check warranties if needed. We recommend purging that file every 3 months.
Carry Only the ID You Need
In order to increase space and reduce thickness in your handmade leather wallet, limit the identification cards you carry to your driver's license (or photo ID), health insurance and other medical cards, and car insurance card. Don’t forget to check if your car insurance cards will expire soon. If so, it’s an excellent reminder to shop around for better rates. Also, keep your Social Security card at home and memorize the number to avoid putting yourself at greater risk for identity theft if the leather wallet is lost or stolen.
Keep Cards to a Minimum
Our next piece of advice is to keep only a debit card and a maximum of two credit cards in your handmade leather wallet. Put the one top that has the best rewards points or interest rate. We also recommend getting rid of store credit cards. The annual percentage rate on retail cards is over 23 percent on average, compared to 10 percent for the average low rate card and 15 percent for the average cash-back or rewards card, according to a CreditCards.com analysis. If you carry a balance month-to-month, even a great introductory offer on a store card will likely not make up for the amount of extra interest you'll incur over time.
In this day and age of cashless purchases, there are some items or stores that still require cash. If you don't have it in your leather wallet, and go to an ATM that's outside of your network, you could pay as much as $2.50 or $3 for each transaction. Always keep some cash in a variety of bills in your wallet. To help keep your spending in check, give yourself a weekly allowance for cash or debit card purchases and stick to it.
Back It Up
Now that you've streamlined your genuine leather wallet, it's important to back it all up. Make copies of your credit and debit card information, driver's license and health insurance cards and keep them separate from your wallet. You can make paper copies to keep in a file for your personal finances. Or cut down on paper and take photos of your IDs and receipts that you want to keep and email them to an email address that you set up specifically for your finances. Create folders in your email to keep your information and expenses organized. When you have a good tracking system in place for what goes into and out of your wallet, you will save both money and time.