World of Avallone - Men's Fashion & Lifestyle
Is Your Wallet Sending the Wrong Message? October 27 2015
Have you ever felt embarrassed to take out your wallet when it came time to pay on a date or business lunch/dinner? If so, it could be because your wallet is 1 of these 4 things:
- Old, tattered and worn out.
- Overstuffed with outdated cards, receipts, and any other piece of paper you’ve managed to save.
- Unprofessional looking & disorganized.
- Lacking available funds whether in cash or bank balances.
Many people often overlook the fact that the way you treat your wallet, along with the money in your wallet, sends a direct message about what you’re saying about yourself. You may be a financial wiz, but if you don’t own a quality handmade leather wallet, or if you do own a professional leather wallet, but cannot keep it organized, you’re sending a bad message to others around you. We’ll also teach you how to save a few extra dollars, just from keeping your wallet more organized.
Here are 6 ways to get your wallet into shape:
Invest in a quality genuine leather wallet.
You can also get away with canvas, but make sure the canvas has some leather detailing on it. A handmade, genuine leather wallet shows professionalism, style, and class all in one package. You will never be embarrassed to take out your leather wallet again in public, if only for the fact that it looks so good. There are many different types out there, but we recommend our very own Executive Leather Bi-Fold in Black. On a side note, don’t obsess over buying “slim wallets”. If you don’t follow the next steps, even a slim wallet will become too fat to comfortably carry.
Now that you own a quality, genuine, handmade leather wallet, you will need to clean it out once a month, if not once a week. When cleaning out your wallet, review your receipts and then store them in an expense file until you have had time to return items, or check warranties if needed. We recommend purging that file every 3 months.
Carry Only the ID You Need
In order to increase space and reduce thickness in your handmade leather wallet, limit the identification cards you carry to your driver's license (or photo ID), health insurance and other medical cards, and car insurance card. Don’t forget to check if your car insurance cards will expire soon. If so, it’s an excellent reminder to shop around for better rates. Also, keep your Social Security card at home and memorize the number to avoid putting yourself at greater risk for identity theft if the leather wallet is lost or stolen.
Keep Cards to a Minimum
Our next piece of advice is to keep only a debit card and a maximum of two credit cards in your handmade leather wallet. Put the one top that has the best rewards points or interest rate. We also recommend getting rid of store credit cards. The annual percentage rate on retail cards is over 23 percent on average, compared to 10 percent for the average low rate card and 15 percent for the average cash-back or rewards card, according to a CreditCards.com analysis. If you carry a balance month-to-month, even a great introductory offer on a store card will likely not make up for the amount of extra interest you'll incur over time.
In this day and age of cashless purchases, there are some items or stores that still require cash. If you don't have it in your leather wallet, and go to an ATM that's outside of your network, you could pay as much as $2.50 or $3 for each transaction. Always keep some cash in a variety of bills in your wallet. To help keep your spending in check, give yourself a weekly allowance for cash or debit card purchases and stick to it.
Back It Up
Now that you've streamlined your genuine leather wallet, it's important to back it all up. Make copies of your credit and debit card information, driver's license and health insurance cards and keep them separate from your wallet. You can make paper copies to keep in a file for your personal finances. Or cut down on paper and take photos of your IDs and receipts that you want to keep and email them to an email address that you set up specifically for your finances. Create folders in your email to keep your information and expenses organized. When you have a good tracking system in place for what goes into and out of your wallet, you will save both money and time.
5 Easy Ways to Stop a Pickpocket While Traveling August 05 2015
It’s finally vacation time! August is the peak vacation month in both the USA and Europe, and many people will be visiting foreign cities. As a traveler, the last thing you want to experience is being pickpocketed. Luckily there are a few ways to safeguard yourself against such a situation.
The following is a list of 5 easy ways to stop a pickpocket:
- Wear a money belt! This should be a mandatory item on everyone’s packing list. Most money belts are very slim, have zipper closures, and can fit your passport, credit cards, and cash without any visible evidence that you are wearing one. A good example is this slim money belt by LL Bean. For a money belt to be effective, you must wear it under your clothing; preferably around your stomach region underneath your shirt. I recommend using a money belt to carry extra cash, a spare credit card, and your passport, as you should not access it in public. It’s best to go into a stall in a restroom to take out the extra items when needed.
- Bring a Small Front Pocket Wallet. When I am not travelling, I usually carry cards and cash in my bi-fold wallet, and keep it in my back pocket. This is a huge no-no when traveling in foreign cities. Your back pocket is one of the easiest places for a pickpocket to steal your wallet. Instead, bring a small supplemental wallet that you can transfer some credit cards and cash into when you arrive at your hotel room (The Avallone Slim Card Carrier, Money Clip, or Front Pocket Wallet work perfectly in this scenario). Keep your regular wallet in the hotel room safe, and put your small front pocket wallet in your front pocket for easy access while shopping. If you get into a crowded area or an uncomfortable situation put your hand in your pocket and hold your wallet in a casual, non-obvious way.
- Don’t take anything valuable with you that you can’t keep in your money belt or your front pocket with your wallet. Most native residents can spot a foreign traveler very easily, especially if they are targeting someone for a robbery. A foreign traveler wearing a shoulder bag, or backpack while touring a city for the day becomes a target. While I was in Naples, Italy (a city with a very high pickpocket rate), I wore my money belt, and carried a front pocket wallet with my digital camera, in my front right pocket. If I felt like I was in a situation where I could be pickpocketed, I just put my right hand in my pocket and held my valuables (just like Daniel Craig below).
- When in non-crowded situations, don’t let strangers get too close to you. When pickpockets operate, they try to get very close in order to gain access to your pockets. They do this by edging closer and closer to you, so that they are less than an arm’s length in distance from your body. If you notice someone invading your personal space like this, whether in a line or on the street, move away immediately. Don’t try to ignore it and chalk it up to local culture, as they are most likely trying to rob you. If you are also following the previous advice regarding the money belt and front pocket hand trick, they will not be able to pickpocket you, should you not notice they are getting too close to you.
- Always be aware of your surroundings. Keep your eyes and ears open for anything suspicious or unusual, and trust your gut instinct if something doesn’t feel right. This applies not just to pickpockets, but to your general safety and wellbeing while travelling. Also keep in mind that most criminals will stalk the person they intend to harm first. If you notice someone following you, get help immediately from the nearest public venue such as a restaurant, store, or if you’re lucky, a police man or police station. Do not, under any circumstances, continue walking into an uncrowded area or back alley.
As long as you follow these guidelines while traveling, you can feel confident that you will not be a target of the common pickpocket or thief. Enjoy your vacation and stay safe!
Should you need anything for your next trip, don't forget to checkout our online leather goods shop below.
- Written By Avallone Founder & CEO Christopher Avallon